Q: Is the Pine Belt Auto Loan program for new cars or used cars?

A: We are Franchised Dealers and we provide both new and used cars. Our financial experts will help you determine the best situation for you.

Q: What are the interest rates for my auto loan?

A: Interest rates are determined by the actual lenders and are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of your credit risk. Your auto loan consultant will explain these factors, and tell you exactly what your interest rate will be also the year and mileage of the vehicles play a big factor.

Q: How long does the application process take?

A: You will be contacted very promptly by one of our consultants handling your loan request. The approval process is usually within several minutes to a few hours also our programs sometimes give you the name of our agents at time of approvals so you can contact them as well.

Q: Can I get an auto loan even if I have bad credit?

A: Of course! This is why you are Here! Our consultants will work with you every step of the way to help you get approved! We specialize in helping you get the auto loan you need.

Q: Will it help if I have a co-signer on the loan?

A: If your co-signer has good credit status, it might help your situation each application requires its own care, please check with your consultant.

Q: What kind of vehicles can I get through your service?

A: We have all types of vehicles, both new and used. Sport Utilities, Vans, Trucks, Passenger Cars, Luxury Cars and Sports Cars, The vehicle you want and need might depend on your own affordability.

Q: If I buy a Pre-Owned Vehicle, how can I be sure it is reliable?

A: We offer Protection Plans and Extended Warranties that will cover your vehicle, please understand vehicles are machines that wear with time and driving conditions , We mean well but as machine we can't foresee their future. So having any vehicle checked out by your own mechanic is always a good idea. We also offer a Carfax with each of our preowned vehicles.

Contact Information

If you have any questions please email us: Your answer will be emailed back to you within 24 hours.

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