Pine Belt Automotive Has Lenders for Everyone

We have made getting a vehicle from us a very easy process.
Bad Credit is our Specialty! and We have the right lenders for every credit scenario.

1st Apply on line using our secure application!

After submitting application -Call 800-267-8033 let one of our underwriters know that your application is in process.

You will receive a verbal loan amount or a monthly payment that you are approved for.

Once you have been approved... Make an appointment to finalize your Auto Loan.

You will need to provide certain items and documents in order to take the vehicle home. Some documents will vary from this particular list depending on your circumstances. Your Salesperson will call to explain in detail after you have submitted your application.

Document Checklist
Please bring in the following documents when you meet with our agent, remember the loan is subject to all verifications:

--- 2 Recent Paystubs
--- Current Phone, Electric or Any Utility Bill
--- Valid Driver License
--- Recent Bank Statement (if applicable)
--- Proof of Insurance (if you already have insurance)
--- Title to Trade (if applicable)
--- 5 Personal References (complete names, addresses and phone numbers)


Hours of Operation

  • Monday Friday: 9:00 am - 9:00 pm
  • Saturday: 9:00 am - 7:00 pm
  • Sunday: Closed


if you are interested in getting a copy of your personal credit bureau history, you can contact the agencies directly:

  • Equifax: (800) 685-1111
  • Experian: (888) 397-3742
  • Trans Union: (800) 916-8800
  • For any Credit Questions regarding our programs contact
  • Ed Castillo Finance director at 732-797-3000
  • or his personal number 848-992-1858